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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $224,594 | $53,128+322.7% | $86,582+159.4% | $70,126+220.3% |
| Participation rate | 81.5% | 65.3%+16.2pp | 73.5%+7.9pp | 69.5%+11.9pp |
| Annual return | 15.64% | 27.66%-12.0pp | 965.08%-949.4pp | 73.15%-57.5pp |
| Employer contribution / active EE | -$191 | $2,068-109.2% | $2,839-106.7% | $2,343-108.2% |
| Participant deferral / active EE | $7,888 | $2,695+192.7% | $3,609+118.6% | $3,332+136.7% |
| Admin fee / account holder | $9,248 | $3,584+158.1% | $4,904+88.6% | $4,645+99.1% |