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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $250,226 | $90,607+176.2% | $79,467+214.9% | $135,380+84.8% |
| Participation rate | 95.2% | 76.0%+19.2pp | 73.3%+21.9pp | 82.6%+12.6pp |
| Annual return | 12.76% | 977.74%-965.0pp | 718.30%-705.5pp | 519.81%-507.0pp |
| Employer contribution / active EE | $12,403 | $3,068+304.3% | $2,800+342.9% | $4,779+159.5% |
| Participant deferral / active EE | $11,941 | $4,050+194.8% | $3,704+222.4% | $5,609+112.9% |
| Admin fee / account holder | $3,293 | $5,895-44.1% | $5,104-35.5% | $10,828-69.6% |