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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $285,232 | $103,038+176.8% | $90,324+215.8% | $152,909+86.5% |
| Participation rate | 82.6% | 75.9%+6.7pp | 73.3%+9.3pp | 82.5%+0.2pp |
| Annual return | 4.43% | 95.25%-90.8pp | 78.15%-73.7pp | 345.46%-341.0pp |
| Employer contribution / active EE | $11,193 | $3,141+256.4% | $2,856+291.9% | $4,764+134.9% |
| Participant deferral / active EE | $10,519 | $4,282+145.7% | $3,885+170.7% | $5,851+79.8% |
| Admin fee / account holder | $21,679 | $6,177+250.9% | $5,356+304.8% | $11,601+86.9% |