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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $347,623 | $96,691+259.5% | $86,656+301.2% | $139,487+149.2% |
| Participation rate | 95.0% | 74.4%+20.6pp | 71.7%+23.3pp | 80.3%+14.7pp |
| Annual return | 19.92% | 106.87%-86.9pp | 593.09%-573.2pp | 373.84%-353.9pp |
| Employer contribution / active EE | $15,086 | $3,267+361.8% | $3,025+398.6% | $4,755+217.3% |
| Participant deferral / active EE | $16,209 | $4,838+235.0% | $4,439+265.1% | $6,713+141.5% |
| Admin fee / account holder | $1,898 | $6,414-70.4% | $5,619-66.2% | $11,407-83.4% |