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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $385,812 | $109,905+251.0% | $98,506+291.7% | $167,553+130.3% |
| Participation rate | 94.4% | 75.8%+18.6pp | 73.3%+21.1pp | 82.1%+12.3pp |
| Annual return | 4.73% | 1960.20%-1955.5pp | 1494.92%-1490.2pp | 478.89%-474.2pp |
| Employer contribution / active EE | $18,184 | $3,226+463.7% | $2,961+514.1% | $4,840+275.7% |
| Participant deferral / active EE | $2,773 | $4,674-40.7% | $4,277-35.2% | $6,343-56.3% |
| Admin fee / account holder | $692 | $6,760-89.8% | $5,955-88.4% | $12,316-94.4% |