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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $175,302 | $56,116+212.4% | $135,768+29.1% | $86,983+101.5% |
| Participation rate | 79.6% | 60.1%+19.4pp | 71.1%+8.5pp | 69.5%+10.0pp |
| Annual return | 10.42% | 125.33%-114.9pp | 526.10%-515.7pp | 25.83%-15.4pp |
| Employer contribution / active EE | $0 | $1,528-100.0% | $3,394-100.0% | $2,584-100.0% |
| Participant deferral / active EE | $9,208 | $2,690+242.3% | $3,977+131.5% | $4,194+119.6% |
| Admin fee / account holder | $12,184 | $4,314+182.4% | $7,048+72.9% | $7,856+55.1% |