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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $142,144 | $53,774+164.3% | $134,162+5.9% | $79,856+78.0% |
| Participation rate | 81.0% | 58.8%+22.2pp | 72.2%+8.8pp | 69.6%+11.4pp |
| Annual return | 14.24% | 19.01%-4.8pp | 36.35%-22.1pp | 31.71%-17.5pp |
| Employer contribution / active EE | $69 | $1,322-94.8% | $3,705-98.1% | $2,471-97.2% |
| Participant deferral / active EE | $5,570 | $2,420+130.2% | $3,500+59.2% | $3,741+48.9% |
| Admin fee / account holder | $4,013 | $3,985+0.7% | $6,685-40.0% | $5,306-24.4% |