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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $118,415 | $46,697+153.6% | $117,529+0.8% | $68,490+72.9% |
| Participation rate | 82.9% | 56.8%+26.1pp | 70.6%+12.3pp | 67.9%+15.0pp |
| Annual return | -15.67% | -14.52%-1.2pp | 29.77%-45.4pp | -7.85%-7.8pp |
| Employer contribution / active EE | $89 | $1,506-94.1% | $4,179-97.9% | $2,597-96.6% |
| Participant deferral / active EE | $8,435 | $2,637+219.8% | $4,072+107.1% | $4,028+109.4% |
| Admin fee / account holder | $25,634 | $4,023+537.3% | $5,645+354.1% | $5,403+374.5% |