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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $164,312 | $58,726+179.8% | $142,898+15.0% | $85,851+91.4% |
| Participation rate | 84.6% | 58.5%+26.1pp | 72.0%+12.7pp | 69.3%+15.3pp |
| Annual return | 22.95% | 27.73%-4.8pp | 5639.64%-5616.7pp | 318.63%-295.7pp |
| Employer contribution / active EE | $73 | $1,424-94.9% | $4,146-98.2% | $2,565-97.2% |
| Participant deferral / active EE | $6,710 | $2,609+157.2% | $3,838+74.8% | $3,952+69.8% |
| Admin fee / account holder | $5,851 | $4,234+38.2% | $6,560-10.8% | $6,261-6.6% |