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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $136,202 | $49,199+176.8% | $121,210+12.4% | $75,177+81.2% |
| Participation rate | 84.5% | 55.4%+29.1pp | 69.5%+15.0pp | 67.2%+17.3pp |
| Annual return | 10.61% | 56.04%-45.4pp | 987.41%-976.8pp | 160.75%-150.1pp |
| Employer contribution / active EE | $92 | $1,547-94.0% | $4,171-97.8% | $2,671-96.5% |
| Participant deferral / active EE | $8,619 | $2,630+227.7% | $4,084+111.1% | $4,126+108.9% |
| Admin fee / account holder | $2,483 | $3,946-37.1% | $5,647-56.0% | $5,651-56.1% |