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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $154,128 | $51,642+198.5% | $129,384+19.1% | $80,935+90.4% |
| Participation rate | 84.1% | 56.9%+27.2pp | 69.6%+14.5pp | 67.7%+16.4pp |
| Annual return | 19.15% | 20.78%-1.6pp | 9461.77%-9442.6pp | 35.66%-16.5pp |
| Employer contribution / active EE | $98 | $1,583-93.8% | $4,153-97.6% | $2,757-96.4% |
| Participant deferral / active EE | $8,998 | $2,670+237.1% | $4,166+116.0% | $4,299+109.3% |
| Admin fee / account holder | $10,006 | $4,312+132.1% | $7,686+30.2% | $6,924+44.5% |