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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,843 | $123,793-18.5% | $177,848-43.3% | $79,856+26.3% |
| Participation rate | 100.0% | 84.7%+15.3pp | 87.7%+12.3pp | 69.6%+30.4pp |
| Annual return | 8.62% | 22.82%-14.2pp | 48.33%-39.7pp | 31.71%-23.1pp |
| Employer contribution / active EE | $5,849 | $4,095+42.8% | $5,919-1.2% | $2,471+136.7% |
| Participant deferral / active EE | $2,874 | $5,956-51.8% | $7,714-62.7% | $3,741-23.2% |
| Admin fee / account holder | $3,636 | $7,243-49.8% | $12,431-70.8% | $5,306-31.5% |