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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,344 | $94,529-21.4% | $140,019-46.9% | $64,173+15.8% |
| Participation rate | 100.0% | 84.1%+15.9pp | 87.5%+12.5pp | 69.6%+30.4pp |
| Annual return | -5.41% | 7.77%-13.2pp | 651.17%-656.6pp | 7.63%-13.0pp |
| Employer contribution / active EE | $6,376 | $3,812+67.2% | $5,605+13.8% | $2,381+167.8% |
| Participant deferral / active EE | $2,192 | $5,250-58.2% | $6,927-68.4% | $3,470-36.8% |
| Admin fee / account holder | $3,460 | $6,741-48.7% | $10,705-67.7% | $4,887-29.2% |