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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,341 | $125,797-10.7% | $170,057-33.9% | $75,177+49.4% |
| Participation rate | 94.7% | 83.6%+11.1pp | 87.0%+7.7pp | 67.2%+27.5pp |
| Annual return | 8.08% | 27.20%-19.1pp | 53.42%-45.3pp | 160.75%-152.7pp |
| Employer contribution / active EE | $6,971 | $4,616+51.0% | $6,790+2.7% | $2,671+161.0% |
| Participant deferral / active EE | $3,850 | $6,838-43.7% | $10,411-63.0% | $4,126-6.7% |
| Admin fee / account holder | $8,967 | $8,177+9.7% | $12,826-30.1% | $5,651+58.7% |