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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,117 | $100,060-21.9% | $149,721-47.8% | $70,126+11.4% |
| Participation rate | 100.0% | 83.6%+16.4pp | 87.1%+12.9pp | 69.5%+30.5pp |
| Annual return | 16.76% | 27.46%-10.7pp | 1501.67%-1484.9pp | 73.15%-56.4pp |
| Employer contribution / active EE | $6,362 | $3,661+73.8% | $5,444+16.9% | $2,343+171.6% |
| Participant deferral / active EE | $2,285 | $4,982-54.1% | $6,568-65.2% | $3,332-31.4% |
| Admin fee / account holder | $6,174 | $8,285-25.5% | $11,282-45.3% | $4,645+32.9% |