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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,994 | $87,834-31.7% | $133,975-55.2% | $62,881-4.6% |
| Participation rate | 97.4% | 83.4%+14.0pp | 87.1%+10.3pp | 69.3%+28.1pp |
| Annual return | 7.44% | 12.05%-4.6pp | 29.29%-21.9pp | 20.14%-12.7pp |
| Employer contribution / active EE | $6,039 | $3,482+73.4% | $5,211+15.9% | $2,281+164.8% |
| Participant deferral / active EE | $1,733 | $4,812-64.0% | $6,282-72.4% | $3,203-45.9% |
| Admin fee / account holder | $4,095 | $5,372-23.8% | $9,324-56.1% | $4,296-4.7% |