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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $156,757 | $174,379-10.1% | $152,093+3.1% | $138,895+12.9% |
| Participation rate | 84.6% | 81.6%+3.0pp | 77.8%+6.8pp | 79.9%+4.7pp |
| Annual return | 15.33% | 74.86%-59.5pp | 66.36%-51.0pp | 145.39%-130.1pp |
| Employer contribution / active EE | $1,332 | $4,652-71.4% | $4,175-68.1% | $4,194-68.3% |
| Participant deferral / active EE | $6,452 | $6,159+4.8% | $5,451+18.4% | $6,396+0.9% |
| Admin fee / account holder | $3,278 | $16,880-80.6% | $14,497-77.4% | $12,562-73.9% |