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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,454 | $181,896-54.1% | $156,551-46.7% | $273,972-69.5% |
| Participation rate | 88.9% | 88.4%+0.5pp | 84.0%+4.9pp | 83.0%+5.9pp |
| Annual return | 5.62% | 30.74%-25.1pp | 32.23%-26.6pp | 41.46%-35.8pp |
| Employer contribution / active EE | $859 | $6,248-86.2% | $5,501-84.4% | $4,869-82.3% |
| Participant deferral / active EE | $3,604 | $5,550-35.1% | $4,871-26.0% | $5,287-31.8% |
| Admin fee / account holder | $19,304 | $15,560+24.1% | $13,028+48.2% | $10,133+90.5% |