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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,972 | $202,345-45.2% | $172,755-35.8% | $152,885-27.4% |
| Participation rate | 91.7% | 87.1%+4.6pp | 82.6%+9.0pp | 82.5%+9.2pp |
| Annual return | 18.14% | 1029.77%-1011.6pp | 802.94%-784.8pp | 345.39%-327.2pp |
| Employer contribution / active EE | $848 | $5,858-85.5% | $5,144-83.5% | $4,763-82.2% |
| Participant deferral / active EE | $2,944 | $5,948-50.5% | $5,198-43.4% | $5,851-49.7% |
| Admin fee / account holder | $24,625 | $17,111+43.9% | $13,955+76.5% | $11,598+112.3% |