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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,490 | $180,462-46.5% | $154,111-37.4% | $135,379-28.7% |
| Participation rate | 91.7% | 87.4%+4.2pp | 83.0%+8.6pp | 82.6%+9.0pp |
| Annual return | -7.17% | 888.17%-895.3pp | 735.18%-742.4pp | 519.79%-527.0pp |
| Employer contribution / active EE | $881 | $6,036-85.4% | $5,298-83.4% | $4,779-81.6% |
| Participant deferral / active EE | $3,496 | $5,806-39.8% | $5,081-31.2% | $5,609-37.7% |
| Admin fee / account holder | $8,174 | $16,145-49.4% | $13,411-39.0% | $10,828-24.5% |