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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,228 | $52,306+7.5% | $69,779-19.4% | $62,881-10.6% |
| Participation rate | 80.0% | 67.2%+12.8pp | 71.8%+8.2pp | 69.3%+10.7pp |
| Annual return | -1.07% | 13.35%-14.4pp | 12.99%-14.1pp | 20.14%-21.2pp |
| Employer contribution / active EE | $2,412 | $1,799+34.1% | $2,338+3.2% | $2,281+5.8% |
| Participant deferral / active EE | $2,344 | $2,395-2.1% | $2,931-20.0% | $3,203-26.8% |
| Admin fee / account holder | $1,216 | $3,691-67.1% | $4,381-72.2% | $4,296-71.7% |