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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,581 | $58,391+0.3% | $76,667-23.6% | $72,976-19.7% |
| Participation rate | 92.0% | 67.4%+24.6pp | 72.1%+19.9pp | 69.5%+22.5pp |
| Annual return | 4.94% | 2306.65%-2301.7pp | 1166.74%-1161.8pp | 81.02%-76.1pp |
| Employer contribution / active EE | $2,269 | $1,787+27.0% | $2,303-1.5% | $2,440-7.0% |
| Participant deferral / active EE | $2,476 | $2,690-8.0% | $3,336-25.8% | $3,608-31.4% |
| Admin fee / account holder | $4,847 | $4,014+20.7% | $6,423-24.5% | $5,124-5.4% |