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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,262 | $56,544-12.9% | $75,501-34.8% | $70,126-29.8% |
| Participation rate | 97.7% | 68.1%+29.6pp | 72.4%+25.3pp | 69.5%+28.1pp |
| Annual return | 7.88% | 23.59%-15.7pp | 27.35%-19.5pp | 73.15%-65.3pp |
| Employer contribution / active EE | $2,048 | $1,817+12.7% | $2,352-12.9% | $2,343-12.6% |
| Participant deferral / active EE | $2,296 | $2,580-11.0% | $3,142-26.9% | $3,332-31.1% |
| Admin fee / account holder | $6,340 | $3,827+65.7% | $5,801+9.3% | $4,645+36.5% |