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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,912 | $63,082-13.0% | $81,726-32.8% | $79,856-31.2% |
| Participation rate | 91.2% | 67.5%+23.7pp | 72.0%+19.2pp | 69.6%+21.6pp |
| Annual return | -1.09% | 22.66%-23.8pp | 29.49%-30.6pp | 31.71%-32.8pp |
| Employer contribution / active EE | $1,977 | $1,795+10.1% | $4,311-54.1% | $2,471-20.0% |
| Participant deferral / active EE | $2,287 | $2,780-17.7% | $7,108-67.8% | $3,741-38.9% |
| Admin fee / account holder | $3,596 | $4,428-18.8% | $5,160-30.3% | $5,306-32.2% |