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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,324 | $58,099+15.9% | $76,902-12.5% | $75,177-10.4% |
| Participation rate | 80.5% | 63.9%+16.6pp | 69.6%+10.9pp | 67.2%+13.3pp |
| Annual return | 0.77% | 26.71%-25.9pp | 37.91%-37.1pp | 160.75%-160.0pp |
| Employer contribution / active EE | $1,815 | $1,996-9.0% | $2,534-28.4% | $2,671-32.0% |
| Participant deferral / active EE | $2,058 | $2,999-31.4% | $3,833-46.3% | $4,126-50.1% |
| Admin fee / account holder | $6,580 | $4,778+37.7% | $5,479+20.1% | $5,651+16.4% |