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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,990 | $176,838-92.1% | $146,685-90.5% | $167,518-91.6% |
| Participation rate | 90.9% | 83.6%+7.3pp | 80.1%+10.8pp | 82.1%+8.8pp |
| Annual return | 10.53% | 24.04%-13.5pp | 22.75%-12.2pp | 478.71%-468.2pp |
| Employer contribution / active EE | $1,589 | $5,161-69.2% | $4,137-61.6% | $4,838-67.2% |
| Participant deferral / active EE | $2,630 | $6,441-59.2% | $5,507-52.2% | $6,342-58.5% |
| Admin fee / account holder | $528 | $13,262-96.0% | $10,281-94.9% | $12,312-95.7% |