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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,602 | $142,392-91.9% | $119,622-90.3% | $134,532-91.4% |
| Participation rate | 75.0% | 82.8%-7.8pp | 79.3%-4.3pp | 81.2%-6.2pp |
| Annual return | -16.11% | -12.46%-3.7pp | -14.98%-1.1pp | 418.27%-434.4pp |
| Employer contribution / active EE | $2,212 | $5,224-57.7% | $4,232-47.7% | $4,741-53.3% |
| Participant deferral / active EE | $3,504 | $6,467-45.8% | $5,601-37.4% | $6,401-45.3% |
| Admin fee / account holder | $4,519 | $13,593-66.8% | $10,328-56.2% | $11,429-60.5% |