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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $2,138 | $131,835-98.4% | $108,582-98.0% | $273,972-99.2% |
| Participation rate | 100.0% | 83.5%+16.5pp | 79.6%+20.4pp | 83.0%+17.0pp |
| Annual return | 0.00% | -91.57%+91.6pp | -51.70%+51.7pp | 41.46%-41.5pp |
| Employer contribution / active EE | $1,088 | $4,913-77.8% | $3,758-71.0% | $4,869-77.6% |
| Participant deferral / active EE | $1,358 | $5,127-73.5% | $4,311-68.5% | $5,287-74.3% |
| Admin fee / account holder | $328 | $10,253-96.8% | $7,645-95.7% | $10,133-96.8% |