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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,478 | $135,645-94.5% | $110,243-93.2% | $135,380-94.5% |
| Participation rate | 75.0% | 83.5%-8.5pp | 79.8%-4.8pp | 82.6%-7.6pp |
| Annual return | -12.37% | 513.24%-525.6pp | 314.76%-327.1pp | 519.81%-532.2pp |
| Employer contribution / active EE | $1,516 | $4,907-69.1% | $3,827-60.4% | $4,779-68.3% |
| Participant deferral / active EE | $1,749 | $5,507-68.2% | $4,672-62.6% | $5,609-68.8% |
| Admin fee / account holder | $726 | $11,458-93.7% | $8,548-91.5% | $10,828-93.3% |