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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,731 | $154,193-92.4% | $130,045-91.0% | $139,466-91.6% |
| Participation rate | 88.9% | 82.0%+6.9pp | 78.5%+10.4pp | 80.3%+8.6pp |
| Annual return | 12.93% | 32.51%-19.6pp | -137.30%+150.2pp | 373.66%-360.7pp |
| Employer contribution / active EE | $2,538 | $5,292-52.0% | $4,321-41.3% | $4,754-46.6% |
| Participant deferral / active EE | $3,379 | $6,709-49.6% | $5,820-41.9% | $6,712-49.7% |
| Admin fee / account holder | $3,208 | $13,989-77.1% | $10,600-69.7% | $11,409-71.9% |