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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $156,361 | $96,388+62.2% | $80,627+93.9% | $139,466+12.1% |
| Participation rate | 100.0% | 73.6%+26.4pp | 67.0%+33.0pp | 80.3%+19.7pp |
| Annual return | 19.12% | 1352.08%-1333.0pp | 936.76%-917.6pp | 373.66%-354.5pp |
| Employer contribution / active EE | $13,934 | $3,260+327.5% | $2,723+411.8% | $4,754+193.1% |
| Participant deferral / active EE | $8,897 | $5,224+70.3% | $4,443+100.3% | $6,712+32.6% |
| Admin fee / account holder | $1,163 | $6,603-82.4% | $5,381-78.4% | $11,409-89.8% |