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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $139,687 | $93,117+50.0% | $77,096+81.2% | $134,532+3.8% |
| Participation rate | 100.0% | 74.5%+25.5pp | 67.9%+32.1pp | 81.2%+18.8pp |
| Annual return | -23.20% | 62.67%-85.9pp | 42.35%-65.5pp | 418.27%-441.5pp |
| Employer contribution / active EE | $14,868 | $3,420+334.7% | $2,814+428.3% | $4,741+213.6% |
| Participant deferral / active EE | $9,311 | $5,241+77.7% | $4,429+110.2% | $6,401+45.5% |
| Admin fee / account holder | $1,202 | $6,948-82.7% | $5,428-77.9% | $11,429-89.5% |