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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,321 | $104,937-30.1% | $84,628-13.4% | $152,897-52.0% |
| Participation rate | 90.9% | 74.8%+16.1pp | 68.2%+22.7pp | 82.5%+8.5pp |
| Annual return | 24.90% | 373.88%-349.0pp | 258.80%-233.9pp | 345.43%-320.5pp |
| Employer contribution / active EE | $10,489 | $3,303+217.5% | $2,653+295.3% | $4,764+120.2% |
| Participant deferral / active EE | $6,723 | $4,690+43.4% | $3,900+72.4% | $5,851+14.9% |
| Admin fee / account holder | $669 | $6,243-89.3% | $4,914-86.4% | $11,599-94.2% |