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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,823 | $101,063-72.5% | $81,473-65.9% | $147,586-81.1% |
| Participation rate | 100.0% | 74.5%+25.5pp | 68.0%+32.0pp | 82.8%+17.2pp |
| Annual return | 25.61% | 32.41%-6.8pp | 38.78%-13.2pp | 578.59%-553.0pp |
| Employer contribution / active EE | $15,464 | $3,206+382.4% | $2,568+502.2% | $4,876+217.1% |
| Participant deferral / active EE | $7,409 | $4,242+74.6% | $3,537+109.5% | $5,439+36.2% |
| Admin fee / account holder | $1,027 | $5,812-82.3% | $4,561-77.5% | $10,886-90.6% |