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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,644 | $109,372-7.1% | $89,414+13.7% | $158,966-36.1% |
| Participation rate | 100.0% | 74.3%+25.7pp | 68.0%+32.0pp | 82.0%+18.0pp |
| Annual return | 32.68% | 345.55%-312.9pp | 245.50%-212.8pp | 302.95%-270.3pp |
| Employer contribution / active EE | $12,408 | $3,171+291.2% | $2,586+379.7% | $4,762+160.5% |
| Participant deferral / active EE | $7,816 | $4,598+70.0% | $3,890+100.9% | $5,983+30.6% |
| Admin fee / account holder | $2,696 | $6,156-56.2% | $4,883-44.8% | $11,250-76.0% |