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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $349,539 | $102,393+241.4% | $147,041+137.7% | $80,911+332.0% |
| Participation rate | 93.9% | 75.9%+18.0pp | 82.2%+11.7pp | 67.6%+26.2pp |
| Annual return | 14.40% | 134.95%-120.5pp | 419.21%-404.8pp | 35.63%-21.2pp |
| Employer contribution / active EE | $3,315 | $3,715-10.8% | $4,935-32.8% | $2,756+20.3% |
| Participant deferral / active EE | $6,625 | $6,647-0.3% | $8,071-17.9% | $4,297+54.2% |
| Admin fee / account holder | $7,725 | $7,943-2.7% | $13,006-40.6% | $6,935+11.4% |