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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $294,090 | $77,816+277.9% | $123,552+138.0% | $64,173+358.3% |
| Participation rate | 97.7% | 74.7%+23.0pp | 82.3%+15.4pp | 69.6%+28.1pp |
| Annual return | -4.95% | 12.49%-17.4pp | 119.20%-124.2pp | 7.63%-12.6pp |
| Employer contribution / active EE | $9,062 | $3,014+200.7% | $4,628+95.8% | $2,381+280.6% |
| Participant deferral / active EE | $11,404 | $5,240+117.6% | $6,426+77.5% | $3,470+228.7% |
| Admin fee / account holder | $2,016 | $5,519-63.5% | $9,285-78.3% | $4,887-58.8% |