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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $299,213 | $85,766+248.9% | $136,297+119.5% | $70,131+326.6% |
| Participation rate | 95.7% | 74.2%+21.5pp | 81.9%+13.7pp | 69.5%+26.1pp |
| Annual return | 15.23% | 31.45%-16.2pp | 5156.16%-5140.9pp | 73.14%-57.9pp |
| Employer contribution / active EE | $8,524 | $2,966+187.4% | $4,696+81.5% | $2,342+263.9% |
| Participant deferral / active EE | $9,271 | $5,051+83.5% | $6,247+48.4% | $3,332+178.3% |
| Admin fee / account holder | $4,889 | $5,420-9.8% | $9,244-47.1% | $4,645+5.2% |