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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $333,394 | $89,367+273.1% | $141,191+136.1% | $72,975+356.9% |
| Participation rate | 97.5% | 75.1%+22.4pp | 82.5%+15.0pp | 69.5%+28.0pp |
| Annual return | 22.69% | 111.87%-89.2pp | 71.41%-48.7pp | 81.01%-58.3pp |
| Employer contribution / active EE | $9,224 | $3,115+196.1% | $4,736+94.8% | $2,440+278.0% |
| Participant deferral / active EE | $11,136 | $5,419+105.5% | $6,710+66.0% | $3,608+208.7% |
| Admin fee / account holder | $58,797 | $5,957+887.1% | $10,264+472.8% | $5,124+1047.5% |