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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $407,914 | $98,766+313.0% | $149,730+172.4% | $79,852+410.8% |
| Participation rate | 97.5% | 75.8%+21.7pp | 82.5%+15.0pp | 69.6%+27.9pp |
| Annual return | 21.25% | 27.43%-6.2pp | 276.70%-255.4pp | 31.72%-10.5pp |
| Employer contribution / active EE | $7,979 | $3,217+148.0% | $4,645+71.8% | $2,471+222.9% |
| Participant deferral / active EE | $10,136 | $5,681+78.4% | $6,843+48.1% | $3,740+171.0% |
| Admin fee / account holder | $11,147 | $6,052+84.2% | $9,310+19.7% | $5,306+110.1% |