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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $212,614 | $223,823-5.0% | $211,142+0.7% | $154,746+37.4% |
| Participation rate | 94.7% | 87.9%+6.9pp | 87.3%+7.4pp | 80.7%+14.0pp |
| Annual return | 18.92% | 50.39%-31.5pp | 46.84%-27.9pp | 172.34%-153.4pp |
| Employer contribution / active EE | $9,393 | $6,787+38.4% | $6,442+45.8% | $4,379+114.5% |
| Participant deferral / active EE | $10,124 | $9,750+3.8% | $9,284+9.0% | $6,730+50.4% |
| Admin fee / account holder | $1,460 | $19,707-92.6% | $19,076-92.3% | $14,365-89.8% |