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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $126,863 | $197,603-35.8% | $177,827-28.7% | $158,950-20.2% |
| Participation rate | 69.2% | 88.5%-19.3pp | 87.7%-18.5pp | 82.0%-12.7pp |
| Annual return | 44.18% | 58.76%-14.6pp | 48.32%-4.1pp | 302.91%-258.7pp |
| Employer contribution / active EE | $0 | $6,698-100.0% | $5,918-100.0% | $4,762-100.0% |
| Participant deferral / active EE | $8,479 | $8,404+0.9% | $7,713+9.9% | $5,983+41.7% |
| Admin fee / account holder | $864 | $15,402-94.4% | $12,429-93.0% | $11,248-92.3% |