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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,083 | $167,504-40.3% | $151,628-34.0% | $134,509-25.6% |
| Participation rate | 100.0% | 88.4%+11.6pp | 87.5%+12.5pp | 81.2%+18.8pp |
| Annual return | -25.79% | 7.81%-33.6pp | 3.34%-29.1pp | 418.13%-443.9pp |
| Employer contribution / active EE | $8,745 | $6,828+28.1% | $6,165+41.8% | $4,741+84.5% |
| Participant deferral / active EE | $9,696 | $8,985+7.9% | $8,363+15.9% | $6,400+51.5% |
| Admin fee / account holder | $987 | $13,779-92.8% | $11,613-91.5% | $11,427-91.4% |