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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $212,614 | $212,386+0.1% | $199,883+6.4% | $138,895+53.1% |
| Participation rate | 94.7% | 87.4%+7.4pp | 86.8%+8.0pp | 79.9%+14.8pp |
| Annual return | 18.92% | 47.75%-28.8pp | 43.81%-24.9pp | 145.39%-126.5pp |
| Employer contribution / active EE | $9,393 | $6,625+41.8% | $6,261+50.0% | $4,194+124.0% |
| Participant deferral / active EE | $10,124 | $9,617+5.3% | $9,138+10.8% | $6,396+58.3% |
| Admin fee / account holder | $1,460 | $18,233-92.0% | $17,268-91.5% | $12,562-88.4% |