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| Provider | Service type | Compensation |
|---|---|---|
Filed as: COMMONWEALTH EQUITY SERVICES, INC. Service code 15 · EIN 04-2675571 | Recordkeeping | $32,879 |
ADP BROKER-DEALER6 years Filed as: ADP, LLC Service code 15 · EIN 13-3036745 | Recordkeeping | $4,877 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,832 | $55,446+22.3% | $155,574-56.4% | $74,429-8.9% |
| Participation rate | 86.5% | 61.9%+24.6pp | 78.2%+8.3pp | 67.2%+19.3pp |
| Annual return | 13.94% | 269.20%-255.3pp | 64.87%-50.9pp | 1368.38%-1354.4pp |
| Employer contribution / active EE | $0 | $2,266-100.0% | $4,676-100.0% | $2,625-100.0% |
| Participant deferral / active EE | $10,270 | $2,836+262.1% | $5,629+82.4% | $4,348+136.2% |
| Admin fee / account holder | $481 | $1,743-72.4% | $15,914-97.0% | $1,944-75.3% |