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| Provider | Service type | Compensation |
|---|---|---|
Filed as: COMMONWEALTH EQUITY SERVICES, INC. Service code 15 · EIN 04-2675571 | Recordkeeping | $14,735 |
ADP BROKER-DEALER1 year Filed as: ADP, LLC Service code 15 · EIN 13-3036745 | Recordkeeping | $1,375 |
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,497 | $52,961-14.1% | $172,755-73.7% | $65,185-30.2% |
| Participation rate | 83.1% | 66.2%+16.9pp | 82.6%+0.5pp | 70.2%+12.9pp |
| Annual return | 68.92% | 30.12%+38.8pp | 802.94%-734.0pp | 29.38%+39.5pp |
| Employer contribution / active EE | $1,490 | $2,190-32.0% | $5,144-71.0% | $2,177-31.6% |
| Participant deferral / active EE | $7,841 | $2,471+217.3% | $5,198+50.9% | $3,514+123.2% |
| Admin fee / account holder | $81 | $472-82.8% | $13,955-99.4% | $847-90.4% |