Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,145 | $47,977-12.2% | $154,111-72.7% | $56,287-25.1% |
| Participation rate | 53.2% | 66.2%-12.9pp | 83.0%-29.8pp | 69.9%-16.6pp |
| Annual return | 107.23% | 3.54%+103.7pp | 735.18%-628.0pp | -9.96%+117.2pp |
| Employer contribution / active EE | $708 | $2,169-67.3% | $5,298-86.6% | $2,111-66.4% |
| Participant deferral / active EE | $5,074 | $2,392+112.1% | $5,081-0.1% | $3,350+51.5% |
| Admin fee / account holder | $540 | $438+23.2% | $13,411-96.0% | $521+3.6% |