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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,899 | $123,859-33.1% | $69,632+19.1% | $145,897-43.2% |
| Participation rate | 71.4% | 69.2%+2.2pp | 66.4%+5.0pp | 80.3%-8.9pp |
| Annual return | 14.40% | 192.49%-178.1pp | 101.32%-86.9pp | 552.29%-537.9pp |
| Employer contribution / active EE | $2,553 | $2,673-4.5% | $1,708+49.5% | $4,663-45.2% |
| Participant deferral / active EE | $6,883 | $4,242+62.2% | $2,889+138.2% | $6,689+2.9% |
| Admin fee / account holder | $3,337 | $7,817-57.3% | $4,695-28.9% | $13,390-75.1% |