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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,841 | $116,167-4.6% | $64,489+71.9% | $137,256-19.2% |
| Participation rate | 71.4% | 68.2%+3.2pp | 67.7%+3.7pp | 80.0%-8.5pp |
| Annual return | 19.60% | 36.55%-16.9pp | 55.03%-35.4pp | 220.34%-200.7pp |
| Employer contribution / active EE | $2,499 | $2,483+0.7% | $1,523+64.1% | $4,156-39.9% |
| Participant deferral / active EE | $6,901 | $4,215+63.7% | $2,778+148.4% | $6,407+7.7% |
| Admin fee / account holder | $2,092 | $6,188-66.2% | $4,260-50.9% | $12,270-83.0% |