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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $149,821 | $105,284+42.3% | $150,734-0.6% | $94,015+59.4% |
| Participation rate | 27.7% | 71.7%-44.1pp | 78.4%-50.8pp | 70.8%-43.2pp |
| Annual return | 21.49% | 15.67%+5.8pp | 600.81%-579.3pp | 17.84%+3.6pp |
| Employer contribution / active EE | $1,020 | $3,599-71.6% | $4,918-79.3% | $2,790-63.4% |
| Participant deferral / active EE | $3,747 | $4,274-12.3% | $5,610-33.2% | $4,249-11.8% |
| Admin fee / account holder | $1,078 | $9,839-89.0% | $14,905-92.8% | $8,951-88.0% |