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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,623 | $57,352-46.6% | $83,830-63.5% | $64,173-52.3% |
| Participation rate | 28.3% | 68.6%-40.3pp | 76.1%-47.8pp | 69.6%-41.3pp |
| Annual return | -12.52% | 11.38%-23.9pp | 850.97%-863.5pp | 7.63%-20.2pp |
| Employer contribution / active EE | $632 | $2,546-75.2% | $3,631-82.6% | $2,381-73.5% |
| Participant deferral / active EE | $2,474 | $2,993-17.4% | $4,082-39.4% | $3,470-28.7% |
| Admin fee / account holder | $112 | $4,046-97.2% | $5,479-97.9% | $4,887-97.7% |